Halsted Financial Services is a debt collector that has been accused of violating the Fair Debt Collection Practices Act (FDCPA) on numerous occasions. The FDCPA is a federal law that protects consumers from abusive and harassing debt collection practices.
Some of the specific allegations against Halsted Financial Services include:
- Calling consumers excessively and at inconvenient times
- Failing to identify themselves as debt collectors
- Making false and misleading statements about consumers’ debts
- Threatening consumers with illegal actions, such as wage garnishment or arrest
- Refusing to provide consumers with accurate information about their debts
Consumers who have been harmed by Halsted Financial Services may be eligible to file a lawsuit. If you are considering filing a lawsuit, it is important to consult with an experienced consumer protection attorney.
Examples of Halsted Financial Services Lawsuits
Here are a few examples of Halsted Financial Services lawsuits that have been filed in recent years:
- In 2015, a class action lawsuit was filed against Halsted Financial Services for violating the FDCPA. The lawsuit alleged that Halsted Financial Services was calling consumers excessively and at inconvenient times, and that it was failing to identify itself as a debt collector.
- In 2016, a consumer filed a lawsuit against Halsted Financial Services for making false and misleading statements about her debt. The lawsuit alleged that Halsted Financial Services threatened to garnish the consumer’s wages, even though it did not have the legal authority to do so.
- In 2017, a consumer filed a lawsuit against Halsted Financial Services for refusing to provide him with accurate information about his debt. The lawsuit alleged that Halsted Financial Services refused to send the consumer a copy of his debt validation notice, even though he had requested one on multiple occasions.
What to Do if You Have Been Harassed by Halsted Financial Services
If you have been harassed by Halsted Financial Services, there are a few things you can do:
- Keep track of all communications with Halsted Financial Services, including phone calls, letters, and emails.
- Send a cease-and-desist letter to Halsted Financial Services, demanding that they stop contacting you.
- File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consult with an experienced consumer protection attorney.
Conclusion
Halsted Financial Services has been accused of violating the FDCPA on numerous occasions. If you have been harassed by Halsted Financial Services, you may be eligible to file a lawsuit. Consumers who are considering filing a lawsuit should consult with an experienced consumer protection attorney.
FAQs
Q: What is the Fair Debt Collection Practices Act (FDCPA)?
A: The FDCPA is a federal law that protects consumers from abusive and harassing debt collection practices.
Q: What are some examples of violations of the FDCPA?
A: Some examples of violations of the FDCPA include:
- Calling consumers excessively and at inconvenient times
- Failing to identify themselves as debt collectors
- Making false and misleading statements about consumers’ debts
- Threatening consumers with illegal actions, such as wage garnishment or arrest
- Refusing to provide consumers with accurate information about their debts
Q: Can I file a lawsuit against Halsted Financial Services if I have been harassed?
A: Yes, you may be eligible to file a lawsuit against Halsted Financial Services if you have been harassed. However, it is important to consult with an experienced consumer protection attorney before filing a lawsuit.
Q: What should I do if I have been harassed by Halsted Financial Services?
A: If you have been harassed by Halsted Financial Services, you should:
- Keep track of all communications with Halsted Financial Services, including phone calls, letters, and emails.
- Send a cease-and-desist letter to Halsted Financial Services, demanding that they stop contacting you.
- File a complaint with the Consumer Financial Protection Bureau (CFPB).
- Consult with an experienced consumer protection attorney.
Q: How much can I get from a lawsuit against Halsted Financial Services?
A: The amount of money you can get from a lawsuit against Halsted Financial Services will depend on the facts of your case. However, consumers who have successfully sued Halsted Financial Services have been awarded damages in the thousands of dollars.
Q: What is the deadline to file a lawsuit against Halsted Financial Services?
A: The deadline to file a lawsuit against Halsted Financial Services will depend on the state in which you live. However, most states have a statute of limitations of at least three years for FDCPA lawsuits.
References:
- Consumer Financial Protection Bureau (CFPB): https://www.consumerfinance.gov/
- [Federal Trade Commission (FTC)]([
